"Nicholas is very detailed in his planning and takes pride in what he does. He isn't pushy which is what I really appreciate. On top of that, he also has a concise method of explaining your finances which makes both my near and far goals very distinct and achievable. He also helps me to stick within my budget and emphasises the importance of not overspending on insurance and only investing more when you have the capacity to. Will highly recommend Nicholas to others!"

"Nic has been a trusted financial advisor for me, always taking a personalised approach to understand my needs and effectively address them. He carefully plans out realistic and achievable financial goals and prioritises his clients' interests. I highly recommend Nic for financial advice and consultancy."

"Nicholas is a patient and effective financial advisor. He explains my policies clearly. As I am a Malaysian, he also went the extra mile to help me with my insurance application as there was some issues that I faced. To me, he's not just a financial advisor, but also a good friend."

"Nic has been a close friend since secondary school and is an excellent financial advisor. He taught me how to better manage my income and spared no details in explaining my policies to me. He has bent over backwards to find the most suitable plan for me so that I can rest easy with what I have earned."

"I approached Nic for advice on short-term investment options due to declining bank interest rates during COVID. He helped me to compare different insurance policies, determine my coverage needs, and also recommended me a suitable investment portfolio. I felt that he stood out as a sincere and selfless financial advisor who prioritises the client's needs and is a listener. Overall, he's sincere and upfront! 101 out of 100 :)"

"Nic is very efficient in answering questions about required documents and promptly submitted my claims when I had a accidental injury. I'm satisfied with the after-sales service and appreciate his efforts."

"I approached Nicholas for help with my hospitalisation coverage. He explained the hospital plan and claim process and emphasised the peace of mind that comes with having coverage. I felt that what makes him stand out from other advisors out there is that he is really genuine and does not hard sell. In fact, the entire time he tried to understand my needs first before proposing anything to me."

"After having my consultation with Nic, I felt that it was a great experience. The best part of his presentation was it's clarity. He introduced me to the 4 financial ratios which no other financial advisor had ever mentioned to me. The excel spreadsheets he used were simple and easy to understand, allowing me to have a better understanding of how to properly allocate my finances."

"Nic has a great personality. Not only is he outgoing and amusing, but he is also very detail-oriented in his financial planning. He keeps me updated with the latest financial news and works with me to make the best informed decisions. What sets him apart is his positive attitude towards self-improvement as he is constantly learning and growing, which allows him to provde even more value to his clients. I would recommend him 200%."

"Nic explained to me the important plans that I should have at this stage of my life. He was very friendly, answered any queries I had and didn't try to push more plans unto me. He makes it more like a friend to friend relationship instead of just a trasactional relationship. He adds personal touch, would definitely recommend to my friends."

"Nic helped me to analyse my insurance portfolio thoroughly to see what I really needed. He is very straightforward and honest, proposing me insurance policies only when I need it. Overall, I feel that he is a trustworthy advisor and I feel safe entrusting my policies to him."